Kia Car Financing in St. Louis

Financing Center at HW Kia of West County

No matter what stage of the car shopping process you find yourself in, payment is likely something that will be on your mind. While some folks do have the ability to pay for a vehicle with cold, hard cash, most of us seldom have that much money to spend at one time. As even the most affordably-priced used car can still potentially cost you thousands of dollars, when bought wholesale, financing or leasing a car are two excellent solutions that help streamline the payment process. However, first-time buyers might not know how to get started with these processes. Let us walk you through new car financing here at HW Kia of West County.

You will find our dealership on Manchester Rd in Ballwin, MO, less than a half-hour outside of St Louis.

Start the Financing Process Online

Kia financing might seem daunting to some, with many steps and a few forms involved, but here at HW Kia, we provide all the tools shoppers need to start the process from home in Creve Coeur, MO.

• Payment Calculator: When you find a new Kia or used car that you like, you can click the "Calculate Payment" option to organize your loan terms. The calculator allows you to see what you estimated monthly payments will look like as you adjust your desired down payment, financing rate, and loan term.
• Trade-In: Your old car can save you big on an auto loan, so we encourage you to use our form and get your CARFAX® trade-in value today. The form assesses your vehicle's condition and its demand on the open market.
• Finance Application: Whether financing through a loan or new Kia lease agreement, you will need pre-approval from our finance center. This secure form evaluates your financial data to determine your current credit standing. Our financing application also helps us match you up with one of our many local lenders, or can determine if leasing is the right way to go for you..

Lots of Protection from Kia

Every new Kia comes backed by a selection of comprehensive warranties, most of which last considerably longer than those of competing brands. These warranties help keep repair costs low and provide protection against unexpected service bills. The standard new vehicle basic warranty covers every new Kia for five years or 60,000 miles; whichever comes first. Customers near Chesterfield, MO also enjoy 10 years/100,00 miles of limited powertrain coverage, insuring engine, transmission, and drivetrain components.

During the new vehicle warranty period, you enjoy 24/7 emergency roadside assistance, with five years of 100,000 miles of corrosion perforation protection, to keep the undercarriage of your new Kia model protected from rust damage.

Benefits of Kia Leasing

While many customers have their eye on financing a new Kia or used car, others do not want to get tied down to a long-term contract. Leasing is a great way to drive the newest cars with the newest technology, all for a temporary contract with lower monthly payments. While Kia lessees must adhere to annual mileage limits, a lease agreement lets you drive a new Kia for a couple of years, then turn in the vehicle and pick out another one. During the contract period, your leased Kia remains covered under the Kia Warranty program.

Finance with us Today

We invite you to get started with the financing process online here at HW Kia of West County. If you have any questions, you can contact the finance center at our Kia dealership near St. Louis, who will be more than happy to clear up any confusion about the payment process.

When you're ready to visit us for a test drive, you will find HW Kia of West County located less than 25 minutes outside of St Charles, using I-270 S. We look forward to working with you!